Savings Accounts

We offer the following savings account options to help you maximize your financial savings goals:

Regular Savings Account*

• Minimum balance to open account is $200
• Minimum balance to avoid service charges is $200
• If balance falls below the minimum during any day of the monthly cycle, a service charge of $3 will apply
• Transfers from a savings account to another account, or to third parties, by pre-authorized or automatic transfers are limited to six per month. No transfers shall be made by check, draft, debit card or similar order to third parties

Certificates of Deposit***

Designed to fit your specific needs. A wide variety of maturity terms are offered ranging from 30 days to 36 months**. Preferred rates are offered on Certificates with initial deposits of $25,000 or more.

Savings 101*

This Savings Account is designed for individuals ages 18 and younger

• Minimum balance to open account is $10
• No monthly service charges
• At age 19, the account will be converted to a regular savings account
• Transfers from a savings account to another account, or to third parties, by pre-authorized or automatic transfers, are limited to six per month. No transfers shall be made by check, draft, debit card or similar order to third parties

* Savings investments compute interest based on the average daily balance method.
***Federal regulations require a penalty for early withdrawal.