Savings Accounts

We offer the following savings account options to help you maximize your financial savings goals:

Regular Savings Account*

• Minimum balance to open account is $200
• Minimum balance to avoid service charges is $200
• If balance falls below the minimum during any day of the monthly cycle, a service charge of $3 will apply
• Transfers from a savings account to another account or to third parties, by preauthorized or automatic transfer or telephone order or instruction, or by check, draft or debit card are limited to six per month

Certificates of Deposit***

Designed to fit your specific needs. A wide variety of maturity terms are offered ranging from 30 days to 36 months**.

Savings 101*

This Savings Account is designed for individuals ages 18 and younger

• Minimum balance to open account is $10
• No monthly service charges
• At age 19, the account will be converted to a regular savings account
• Transfers from a savings account to another account or to third parties, by preauthorized or automatic transfer or telephone order or instruction, or by check, draft or debit card are limited to six per month

* Savings investments compute interest based on the average daily balance method.
***Federal regulations require a penalty for early withdrawal.