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Personal/Individual Checking Accounts

As a benefit to our checking account customers, the following features are provided at no extra charge:

  • Direct Deposit
  • Automatic Payment Deductions
  • Bank by Mail
  • Notary Public Services

American Interstate Bank offers four types of personal checking accounts from which to choose:

Advantage Checking Account

  • Minimum balance to open account is $25
  • No monthly service fees
  • Item images will not be returned with statement
  • Unlimited check writing
  • Non-interest bearing account

Regular Checking Account

  • Minimum balance to open account is $100
  • Minimum balance to waive service charges is $300
  • If the balance falls below the minimum during any day of the monthly cycle, a service charge of $4 will apply, along with a per debit fee of $ .15 for each debit transaction
  • The minimum balance, and subsequent service charges, do not apply to senior citizens (age 55 and above) and customers with direct deposits
  • Non-interest bearing account

Now Checking Account*

  • Minimum balance to open account is $500
  • Minimum balance to waive service charges is $500
  • If the balance falls below the minimum during any day of the monthly cycle, a service charge of $7 will apply, along with a per debit fee of $ .15 for each debit transaction
  • Interest bearing account

Checking Plus

Checking Plus is a product offered to checking account customers** whereby a set line of credit is combined with the customer’s account. Checks drawn on insufficient funds are paid from this set line of credit rather than being returned to the presenter.

 
 
 

Founded in 1915, American Interstate Bank is still the only bank chartered in Elkhorn. Today, we remain committed to Elkhorn and the western Douglas County area through our support and involvement in various service organizations, churches, schools and community projects.

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